Legal
Terms of use and privacy notice.
The terms that apply to this website, and how T Fintech Limited handles personal data collected through it.
Version 1.0 · Effective 30 October 2026
Terms of use
The rules for using this website.
These terms govern your access to and use of the tftech.dev website. They do not govern the TPay service, which is operated by T Fintech Limited under its own separate terms.
Version 1.0
Effective 30 October 2026
About us and these terms
The website at tftech.dev is operated by T Fintech Limited (正三金融科技有限公司), a company incorporated in Hong Kong with its office at 510 Wayson Commercial Building, 28 Connaught Road West, Sheung Wan, Hong Kong. In these terms, “we”, “us” and “our” mean T Fintech Limited.
T Fintech Limited is a technology and platform services company. It also operates the TPay service. This website describes our technology and platform work and does not itself provide any regulated financial service. Nothing on it is an offer, solicitation or recommendation to buy or sell any financial product. Separate terms and privacy information apply to the TPay service.
By accessing or using this website, you agree to these terms. If you do not agree, please do not use the website.
Eligibility
You may use this website only if you are at least 18 years old and able to enter into a binding contract.
If you use the website on behalf of an organisation, you confirm that you are authorised to bind that organisation, and “you” includes that organisation.
Permitted use of the website
You may view, download and print pages from the website for your own internal business evaluation, provided you keep all copyright and proprietary notices intact.
Acceptable use
You must not use the website, or attempt to use it, to:
- breach any applicable law or regulation;
- interfere with, disrupt or overload the website or its infrastructure, or attempt to gain unauthorised access to any system, account or data;
- probe, scan or test the security of the website without our prior written consent;
- scrape, crawl or harvest content or personal data, except as permitted by our robots.txt or with our written consent;
- introduce malware, viruses or any other harmful code;
- impersonate any person, or misrepresent your identity or affiliation with any person or organisation;
- send unsolicited commercial communications; or
- copy, modify, distribute, sell or lease any part of the website, except as allowed by these terms or by law.
Your responsibilities
You are responsible for your conduct when using the website and for any information you submit through it.
When you contact us, you must provide information that is accurate and that you are entitled to share. Please do not send confidential information, trade secrets, identity documents or special-category data to our general enquiry address.
We may suspend or restrict access to the website where we reasonably believe these terms have been breached, or where necessary to protect the website, our clients or any other person.
Intellectual property
The website and its content — including text, design, graphics, logos, the T Fintech and TPay names and marks, software, and the selection and arrangement of content — are owned by or licensed to T Fintech Limited and are protected by copyright, trade mark and other laws.
We grant you a limited, revocable, non-exclusive, non-transferable licence to access and use the website in accordance with these terms. No other rights are granted, whether by implication, estoppel or otherwise.
You must not use our names or marks without our prior written consent, except to refer accurately to our services.
If you send us feedback or suggestions, you grant us a non-exclusive, perpetual, royalty-free licence to use them without restriction or obligation to you.
Third-party links and services
The website may link to websites, platforms or services operated by third parties. Those links are provided for convenience only.
We do not control and are not responsible for third-party content, terms or privacy practices. You access third-party services at your own risk and should review their terms before using them.
No professional advice
Content on this website is general information about our company and services. It is not legal, tax, accounting, regulatory or investment advice. You should obtain professional advice before acting on any information on the website.
Disclaimers
We aim to keep the website accurate and available, but we do not warrant that it will be uninterrupted, error-free, complete or current.
To the fullest extent permitted by law, the website and its content are provided “as is” and “as available”, and we exclude all warranties, conditions and representations, whether express or implied, including any implied warranty of merchantability, fitness for a particular purpose or non-infringement.
Limitation of liability
To the fullest extent permitted by law, T Fintech Limited is not liable for any indirect, incidental, special, consequential or punitive loss, or for any loss of profit, revenue, business, goodwill, data or anticipated savings, arising out of or in connection with your use of, or inability to use, the website.
To the fullest extent permitted by law, our total aggregate liability arising out of or in connection with the website is limited to HK$1,000.
Nothing in these terms excludes or limits any liability that cannot lawfully be excluded or limited, including liability for fraud or fraudulent misrepresentation, for death or personal injury caused by negligence, or under applicable consumer protection law.
Changes to these terms
We may revise these terms from time to time. The version and effective date at the top of this section show the current version. Changes take effect when we publish them on this page.
Your continued use of the website after a change takes effect means you accept the revised terms. If a change is material, we will take reasonable steps to make it prominent.
Governing law and jurisdiction
These terms, and any dispute or claim arising out of or in connection with them or the website, are governed by the laws of the Hong Kong Special Administrative Region.
The courts of Hong Kong have exclusive jurisdiction, without prejudice to any mandatory right you may have to bring proceedings elsewhere.
Contact us
Questions about these terms are welcome at the address below.
T Fintech Limited (正三金融科技有限公司)
510 Wayson Commercial Building, 28 Connaught Road West, Sheung Wan, Hong Kong
Privacy notice
How we handle personal data.
This notice explains how T Fintech Limited collects, uses, stores and discloses personal data in connection with the tftech.dev website and our business communications.
Version 1.0
Effective 30 October 2026
Scope of this notice
This notice applies to personal data collected through the tftech.dev website and in the course of enquiries, business communications and the technology and platform services we provide. T Fintech Limited (正三金融科技有限公司) is the data user responsible for that personal data.
It does not cover the TPay service, which has its own terms and privacy information, or any other service provided under separate terms. Where a service has its own privacy notice, that notice applies to personal data collected through that service.
Personal data we collect
We collect personal data that you choose to give us, including your name, job title, organisation, email address, telephone number, postal address, and the content of your enquiry or correspondence.
When you visit the website, our hosting and security providers may automatically collect technical data such as your IP address, browser and device type, the pages you request, the referring page and timestamps. This data appears in server and security logs.
We do not ask for or knowingly collect payment card details, identity documents or special-category data through this website. Please do not send them to our general enquiry address.
The website is intended for business users aged 18 or over. We do not knowingly collect personal data from children.
Purposes for which we use personal data
We use personal data for the following purposes:
- to respond to enquiries and provide information about our company and services;
- to provide, operate, support and administer technology and platform services;
- to operate, secure, monitor and improve the website, and to diagnose faults;
- to manage our relationships with clients, suppliers, advisers and other business contacts;
- to comply with legal, regulatory, tax and accounting obligations, and to respond to lawful requests;
- to protect our rights and those of our clients, including detecting and preventing fraud, abuse and security incidents; and
- to consider a job application where one is sent to us.
How we use personal data
We use personal data only for the purposes for which it was collected, or for purposes directly related to them. If we want to use personal data for a new purpose, we will tell you and, where required by law, obtain your consent first.
We do not use personal data collected through this website for direct marketing without your consent. If you consent to receiving marketing communications, you can withdraw that consent at any time, free of charge, by emailing us, and we will stop.
Cookies and similar technologies
The website uses a small number of essential cookies and browser storage. The theme cookie and local storage record whether you prefer the light or dark appearance, so the site does not show the wrong theme on your next visit. They are set by our theme script and are not used to identify you or to build a profile.
Our hosting and security providers may set strictly necessary technical cookies to route requests, balance load and protect the website.
We do not use advertising cookies, cross-site tracking pixels or third-party analytics on this website. If that changes, we will update this notice and, where required, ask for consent first.
You can delete or block cookies in your browser settings. Blocking the theme cookie does not prevent you from using the website, but your appearance preference may reset.
Sharing personal data
We do not sell personal data. We share it only as needed for the purposes described above, with:
- service providers that host and secure the website and our systems, including cloud infrastructure and edge hosting providers, and providers of email delivery and IT support;
- professional advisers such as lawyers, auditors, insurers and accountants, who are under duties of confidentiality;
- other companies in the same group, where needed to respond to your enquiry or provide a service;
- public authorities, regulators, courts or law enforcement, where required by law or necessary to establish, exercise or defend legal claims; and
- a buyer or successor in connection with an actual or proposed reorganisation, merger or sale of all or part of our business, subject to appropriate confidentiality.
Service providers
Where we use a service provider to process personal data on our behalf, we require it to protect that data and to use it only for the purposes we specify. Service providers are not permitted to use your personal data for their own purposes.
Overseas transfer
We are based in Hong Kong, but our cloud and edge hosting providers operate globally. Personal data may therefore be stored or processed outside Hong Kong, including in the locations where those providers operate.
Section 33 of the Personal Data (Privacy) Ordinance, which would restrict the transfer of personal data outside Hong Kong, is not in force. We nonetheless take reasonable steps to ensure that data transferred outside Hong Kong receives a comparable standard of protection, through contractual terms, access controls and encryption in transit. You may contact us for more information about the locations involved.
Retention
We keep personal data only for as long as necessary for the purposes for which it was collected, including to meet legal, regulatory, tax and accounting requirements.
As a guide, we normally keep general enquiry correspondence for up to 24 months after the enquiry is closed. Where required for tax, accounting or legal purposes, we keep client and supplier records for up to seven years after the end of the relationship. Security logs are kept for a shorter period. Where a legal hold or dispute requires it, we may keep data longer.
When personal data is no longer needed, we delete it or anonymise it.
Security
We use administrative, technical and physical safeguards designed to protect personal data, including access controls, least-privilege permissions, encryption in transit, logging and regular review of our systems.
No method of transmission or storage is completely secure. Hong Kong law does not currently require notification of every personal data breach. If a security incident affects your personal data, we will investigate, take remedial steps and, where the law requires it or we consider notification appropriate, notify you and the Privacy Commissioner for Personal Data.
Access and correction
Under the Personal Data (Privacy) Ordinance (Cap. 486), you have the right to request access to personal data we hold about you and to request correction of data that is inaccurate.
To make a request, email hello@tftech.dev with enough detail for us to identify you and the data concerned. We may ask for proof of identity and may charge a reasonable fee for processing an access request, as permitted by the Ordinance.
We will respond within the period required by the Ordinance, normally within 40 days of receiving a complete request.
Your choices
You may ask us to stop sending you marketing communications at any time. You may also raise a concern about how we have handled your personal data by contacting us first, so that we can try to resolve it.
Changes to this notice
We may update this notice from time to time. The version and effective date at the top of this section show the current version. Material changes will be made prominent on this page, and we will take reasonable steps to tell affected individuals where required.
Complaints and contact
If you are not satisfied with our response, you may complain to the Office of the Privacy Commissioner for Personal Data, Hong Kong (PCPD) at www.pcpd.org.hk.
T Fintech Limited (正三金融科技有限公司)
510 Wayson Commercial Building, 28 Connaught Road West, Sheung Wan, Hong Kong